.fCFPYG_container{--primary:#2e86ab;--secondary:#48a9a6;--accent:#7fb3d3;--bg-primary:#fafafa;--bg-card:#fff;--text-primary:#1a1a1a;--text-secondary:#666;--text-muted:#6e6e6e;--border:#e5e5e5;--hover:#f5f5f5;--success:#10b981;--warning:#f59e0b;--danger:#ef4444;--radius:12px;--radius-large:16px;--spacing-xs:.25rem;--spacing-sm:.5rem;--spacing-md:1rem;--spacing-lg:1.5rem;--spacing-xl:2rem;--shadow-sm:0 1px 3px #0000001a;--shadow-md:0 4px 12px #0000001a;max-width:1400px;padding:var(--spacing-xl) var(--spacing-lg);background:var(--bg-primary);min-height:100vh;margin:0 auto;padding-top:100px;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif}[data-theme=dark] .fCFPYG_container{--bg-primary:#1a1a1a;--bg-card:#2a2a2a;--text-primary:#e5e5e5;--text-secondary:#b0b0b0;--text-muted:#9b9b9b;--border:#404040;--hover:#333}.fCFPYG_hero{text-align:center;margin-bottom:var(--spacing-xl);padding:var(--spacing-xl);background:var(--hero-bg);border-radius:var(--radius-large);color:#fff}.fCFPYG_title{margin-bottom:var(--spacing-sm);font-size:2.2rem;font-weight:700}.fCFPYG_subtitle{opacity:.95;font-size:1.1rem}.fCFPYG_mainContent{gap:var(--spacing-xl);margin-bottom:var(--spacing-xl);grid-template-columns:380px 1fr;display:grid}.fCFPYG_configPanel{background:var(--bg-card);border-radius:var(--radius-large);padding:var(--spacing-lg);box-shadow:var(--shadow-sm);height:fit-content}.fCFPYG_sectionTitle{color:var(--text-primary);margin-bottom:var(--spacing-lg);align-items:center;gap:var(--spacing-sm);font-size:1.1rem;font-weight:600;display:flex}.fCFPYG_inputGroup{margin-bottom:var(--spacing-lg)}.fCFPYG_label{color:var(--text-primary);margin-bottom:var(--spacing-xs);font-size:.9rem;font-weight:500;display:block}.fCFPYG_inputWrapper{align-items:center;gap:var(--spacing-sm);display:flex}.fCFPYG_input{padding:var(--spacing-sm) var(--spacing-md);border:1px solid var(--border);border-radius:var(--radius);color:var(--text-primary);background:var(--bg-primary);flex:1;font-size:1rem}.fCFPYG_input:focus{border-color:var(--primary);outline:none}.fCFPYG_unit{color:var(--text-muted);min-width:40px;font-size:.85rem}.fCFPYG_helpText{color:var(--text-muted);margin-top:var(--spacing-xs);font-size:.75rem;display:block}.fCFPYG_select{width:100%;padding:var(--spacing-sm) var(--spacing-md);border:1px solid var(--border);border-radius:var(--radius);color:var(--text-primary);background:var(--bg-primary);cursor:pointer;font-size:.95rem}.fCFPYG_select:focus{border-color:var(--primary);outline:none}.fCFPYG_sliderGroup{margin-bottom:var(--spacing-lg)}.fCFPYG_sliderHeader{margin-bottom:var(--spacing-sm);justify-content:space-between;align-items:center;display:flex}.fCFPYG_sliderValue{color:var(--primary-texto);font-family:Courier New,monospace;font-size:1.1rem;font-weight:600}.fCFPYG_slider{background:var(--hover);appearance:none;border-radius:4px;outline:none;width:100%;height:8px}.fCFPYG_slider::-webkit-slider-thumb{appearance:none;background:var(--primary);cursor:pointer;border-radius:50%;width:20px;height:20px;transition:all .2s}.fCFPYG_slider::-webkit-slider-thumb:hover{transform:scale(1.1)}.fCFPYG_resultsPanel{background:var(--bg-card);border-radius:var(--radius-large);padding:var(--spacing-lg);box-shadow:var(--shadow-sm)}.fCFPYG_resultadoPrincipal{background:linear-gradient(135deg, var(--primary-boton) 0%, var(--secondary-boton) 100%);border-radius:var(--radius-large);padding:var(--spacing-xl);text-align:center;color:#fff;margin-bottom:var(--spacing-lg)}.fCFPYG_resultadoLabel{opacity:.9;margin-bottom:var(--spacing-sm);font-size:1rem;display:block}.fCFPYG_resultadoValor{font-family:Courier New,monospace;font-size:2.8rem;font-weight:700;display:block}.fCFPYG_resultadoSubtexto{opacity:.85;margin-top:var(--spacing-sm);font-size:.9rem;display:block}.fCFPYG_desgloseGrid{gap:var(--spacing-md);margin-bottom:var(--spacing-lg);grid-template-columns:repeat(3,1fr);display:grid}.fCFPYG_desgloseCard{background:var(--hover);border-radius:var(--radius);padding:var(--spacing-md);text-align:center}.fCFPYG_desgloseIcon{margin-bottom:var(--spacing-xs);font-size:1.5rem}.fCFPYG_desgloseLabel{color:var(--text-muted);margin-bottom:var(--spacing-xs);font-size:.75rem;display:block}.fCFPYG_desgloseValor{color:var(--text-primary);font-family:Courier New,monospace;font-size:1.2rem;font-weight:600;display:block}.fCFPYG_desgloseCard.fCFPYG_intereses .fCFPYG_desgloseValor{color:var(--success)}.fCFPYG_tablaSection{margin-top:var(--spacing-lg)}.fCFPYG_tablaContainer{border:1px solid var(--border);border-radius:var(--radius);max-height:400px;overflow-y:auto}.fCFPYG_tabla{border-collapse:collapse;width:100%;font-size:.85rem}.fCFPYG_tabla th,.fCFPYG_tabla td{padding:var(--spacing-sm) var(--spacing-md);text-align:right;border-bottom:1px solid var(--border)}.fCFPYG_tabla th{background:var(--hover);color:var(--text-secondary);z-index:1;font-weight:600;position:sticky;top:0}.fCFPYG_tabla th:first-child,.fCFPYG_tabla td:first-child{text-align:center}.fCFPYG_tabla tr:hover{background:var(--hover)}.fCFPYG_tabla tr:last-child td{border-bottom:none}.fCFPYG_positivo{color:var(--success)}.fCFPYG_formulaBox{background:var(--hover);border-radius:var(--radius);padding:var(--spacing-md);margin-top:var(--spacing-lg);text-align:center}.fCFPYG_formulaBox h4{color:var(--text-secondary);margin-bottom:var(--spacing-sm);font-size:.9rem}.fCFPYG_formula{color:var(--primary-texto);background:var(--bg-card);padding:var(--spacing-sm) var(--spacing-md);border-radius:8px;font-family:Courier New,monospace;font-size:1.1rem;display:inline-block}.fCFPYG_placeholder{height:300px;color:var(--text-muted);flex-direction:column;justify-content:center;align-items:center;display:flex}.fCFPYG_placeholderIcon{margin-bottom:var(--spacing-md);opacity:.5;font-size:4rem}.fCFPYG_disclaimer{border-radius:var(--radius-large);padding:var(--spacing-lg);margin-bottom:var(--spacing-xl);background:#fff3cd;border:2px solid #ffc107}[data-theme=dark] .fCFPYG_disclaimer{background:#ffc1071a;border-color:#ffc1074d}.fCFPYG_disclaimer h3{color:#856404;margin-bottom:var(--spacing-sm);font-size:1rem}[data-theme=dark] .fCFPYG_disclaimer h3{color:#ffc107}.fCFPYG_disclaimer p{color:#856404;font-size:.9rem;line-height:1.6}[data-theme=dark] .fCFPYG_disclaimer p{color:#e0a800}.fCFPYG_guideSection{padding:var(--spacing-md) 0}.fCFPYG_guideSection h2{color:var(--primary-texto);margin-bottom:var(--spacing-md);font-size:1.4rem}.fCFPYG_introParagraph{color:var(--text-secondary);margin-bottom:var(--spacing-lg);font-size:1.05rem;line-height:1.7}.fCFPYG_contentGrid{gap:var(--spacing-md);grid-template-columns:repeat(auto-fit,minmax(280px,1fr));display:grid}.fCFPYG_contentCard{background:var(--hover);border-radius:var(--radius);padding:var(--spacing-md);border-left:3px solid var(--primary)}.fCFPYG_contentCard h4{color:var(--text-primary);margin-bottom:var(--spacing-sm);font-size:1rem}.fCFPYG_contentCard p{color:var(--text-secondary);font-size:.9rem;line-height:1.6}.fCFPYG_comparativaSection{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-large);margin-bottom:2rem;padding:1.5rem}.fCFPYG_comparativaSection h2{color:var(--text-primary);margin:0 0 .5rem;font-size:1.3rem}.fCFPYG_comparativaSubtitle{color:var(--text-secondary);margin:0 0 1rem;font-size:.9rem}.fCFPYG_profTableWrapper{margin:1rem 0;overflow-x:auto}.fCFPYG_profComparativaTable{border-collapse:collapse;background:var(--bg-card);border-radius:var(--radius);width:100%;font-size:.9rem;overflow:hidden;box-shadow:0 1px 3px #0000001a}.fCFPYG_profComparativaTable th{background:linear-gradient(135deg, var(--primary-boton) 0%, var(--secondary-boton) 100%);color:#fff;text-align:left;border:none;padding:1rem;font-weight:600}.fCFPYG_profComparativaTable td{border-bottom:1px solid var(--border);color:var(--text-secondary);padding:1rem;line-height:1.6}.fCFPYG_profComparativaTable tbody tr:last-child td{border-bottom:none}.fCFPYG_profComparativaTable tbody tr:hover{background:var(--hover)}[data-theme=dark] .fCFPYG_profComparativaTable{box-shadow:0 1px 3px #0000004d}.fCFPYG_escenariosSection{margin-bottom:2rem}.fCFPYG_escenariosSection h2{color:var(--text-primary);margin:0 0 .5rem;font-size:1.3rem}.fCFPYG_escenariosSubtitle{color:var(--text-secondary);margin:0 0 1rem;font-size:.9rem}.fCFPYG_escenariosGrid{grid-template-columns:repeat(2,1fr);gap:1.5rem;margin-top:1rem;display:grid}.fCFPYG_escenarioCard{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-large);padding:1.5rem;transition:all .3s}.fCFPYG_escenarioCard:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.fCFPYG_escenarioHeader{align-items:center;gap:.75rem;margin-bottom:1rem;display:flex}.fCFPYG_escenarioIcon{flex-shrink:0;font-size:1.75rem}.fCFPYG_escenarioHeader h3{color:var(--text-primary);margin:0;font-size:1.1rem}.fCFPYG_escenarioExample{border-left:3px solid var(--primary);border-radius:var(--radius);background:#f8f9fa;margin:1rem 0;padding:1rem}[data-theme=dark] .fCFPYG_escenarioExample{background:#1e1e1e}.fCFPYG_escenarioExample p{color:var(--primary-texto);margin:0 0 .5rem;font-size:.85rem;font-weight:600}.fCFPYG_escenarioExample code{color:var(--text-primary);white-space:pre-wrap;background:0 0;padding:0;font-family:Consolas,Monaco,Courier New,monospace;font-size:.85rem;line-height:1.6;display:block}.fCFPYG_escenarioTip{color:var(--text-secondary);margin:0;font-size:.9rem;line-height:1.6}.fCFPYG_escenarioTip strong{color:var(--primary-texto)}.fCFPYG_faqSection{margin-bottom:2rem}.fCFPYG_faqSection h2{color:var(--text-primary);margin:0 0 1rem;font-size:1.3rem}.fCFPYG_faqList{flex-direction:column;gap:1rem;display:flex}.fCFPYG_faqSectionItem{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-large);padding:1.5rem;transition:all .3s}.fCFPYG_faqSectionItem:hover{box-shadow:var(--shadow-md)}.fCFPYG_faqSectionItem h3{color:var(--primary-texto);margin:0 0 .75rem;font-size:1.05rem;line-height:1.5}.fCFPYG_faqSectionItem p{color:var(--text-secondary);margin:0 0 .75rem;font-size:.95rem;line-height:1.7}.fCFPYG_faqSectionItem p:last-child{margin-bottom:0}.fCFPYG_faqSectionItem p strong{color:var(--text-primary)}.fCFPYG_faqTip{border-left:3px solid var(--primary);border-radius:var(--radius);background:#2e86ab1a;margin-top:.75rem;padding:.75rem 1rem;font-size:.9rem}[data-theme=dark] .fCFPYG_faqTip{background:#2e86ab33}.fCFPYG_stepGuideSection{margin-bottom:2rem}.fCFPYG_stepGuideSection h2{color:var(--text-primary);margin:0 0 1rem;font-size:1.3rem}.fCFPYG_stepGuide{flex-direction:column;gap:1.5rem;margin-top:1rem;display:flex}.fCFPYG_stepItem{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-large);gap:1.25rem;padding:1.5rem;transition:all .3s;display:flex}.fCFPYG_stepItem:hover{box-shadow:var(--shadow-md)}.fCFPYG_stepNumber{background:linear-gradient(135deg, var(--primary-boton) 0%, var(--secondary-boton) 100%);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:48px;height:48px;font-size:1.5rem;font-weight:700;display:flex;box-shadow:0 2px 8px #2e86ab4d}.fCFPYG_stepContent{flex:1}.fCFPYG_stepContent h3{color:var(--text-primary);margin:0 0 .75rem;font-size:1.1rem;line-height:1.4}.fCFPYG_stepContent p{color:var(--text-secondary);margin:0;font-size:.95rem;line-height:1.7}.fCFPYG_stepContent p strong{color:var(--primary-texto);font-weight:600}.fCFPYG_tipsSection{margin-bottom:2rem}.fCFPYG_tipsSection h2{color:var(--text-primary);margin:0 0 1rem;font-size:1.3rem}.fCFPYG_tipsGrid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}.fCFPYG_tipCard{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-large);padding:1.25rem;transition:all .3s}.fCFPYG_tipCard:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.fCFPYG_tipIcon{margin-bottom:.75rem;font-size:1.5rem;display:block}.fCFPYG_tipCard h3{color:var(--text-primary);margin:0 0 .5rem;font-size:1rem;line-height:1.3}.fCFPYG_tipCard p{color:var(--text-secondary);margin:0;font-size:.9rem;line-height:1.6}.fCFPYG_warningBox{border:2px solid var(--warning);border-radius:var(--radius-large);background:linear-gradient(90deg,#f59e0b1a,#f59e0b0d);margin:2rem 0;padding:1.5rem}[data-theme=dark] .fCFPYG_warningBox{background:linear-gradient(90deg,#f59e0b26,#f59e0b14)}.fCFPYG_warningHeader{align-items:center;gap:.75rem;margin-bottom:1rem;display:flex}.fCFPYG_warningIcon{flex-shrink:0;font-size:1.75rem}.fCFPYG_warningHeader h3{color:var(--text-primary);margin:0;font-size:1.2rem}.fCFPYG_warningList{flex-direction:column;gap:1rem;margin:0;padding:0;list-style:none;display:flex}.fCFPYG_warningList li{background:var(--bg-card);border-left:4px solid var(--warning);border-radius:var(--radius);color:var(--text-secondary);padding:1rem;font-size:.95rem;line-height:1.7}.fCFPYG_warningList li strong{color:var(--text-primary);font-weight:600}@media (max-width:900px){.fCFPYG_escenariosGrid{grid-template-columns:1fr}.fCFPYG_tipsGrid{grid-template-columns:repeat(2,1fr)}.fCFPYG_profComparativaTable{font-size:.85rem}.fCFPYG_profComparativaTable th,.fCFPYG_profComparativaTable td{padding:.75rem}}@media (max-width:600px){.fCFPYG_stepItem{flex-direction:column;gap:1rem}.fCFPYG_stepNumber{width:40px;height:40px;font-size:1.25rem}.fCFPYG_tipsGrid{grid-template-columns:1fr}.fCFPYG_profComparativaTable{font-size:.75rem}.fCFPYG_profComparativaTable th,.fCFPYG_profComparativaTable td{padding:.5rem}}@media (prefers-reduced-motion:reduce){.fCFPYG_escenarioCard,.fCFPYG_faqSectionItem,.fCFPYG_stepItem,.fCFPYG_tipCard{transition-duration:.01ms!important}}@media (max-width:1024px){.fCFPYG_mainContent{grid-template-columns:minmax(0,1fr)}.fCFPYG_desgloseGrid{grid-template-columns:1fr}}@media (max-width:768px){.fCFPYG_container{padding:var(--spacing-md);padding-top:80px}.fCFPYG_title{font-size:1.6rem}.fCFPYG_resultadoValor{font-size:2rem}.fCFPYG_desgloseGrid{grid-template-columns:repeat(3,minmax(0,1fr))}.fCFPYG_desgloseValor{font-size:1rem}}.fCFPYG_eduComparativa{margin-bottom:var(--spacing-xl)}.fCFPYG_eduComparativa h2{color:var(--text-primary);margin-bottom:var(--spacing-lg);font-size:1.4rem}.fCFPYG_tableWrapper{border-radius:var(--radius);box-shadow:var(--shadow-sm);overflow-x:auto}.fCFPYG_comparativaTable{border-collapse:collapse;width:100%;font-size:.95rem}.fCFPYG_comparativaTable th{background:var(--primary-boton);color:#fff;padding:var(--spacing-md);text-align:left;white-space:nowrap;font-weight:600}.fCFPYG_comparativaTable td{padding:var(--spacing-md);border-bottom:1px solid var(--border);color:var(--text-primary);vertical-align:top}.fCFPYG_comparativaTable tr:nth-child(2n) td{background:var(--hover)}.fCFPYG_comparativaTable tr:last-child td{border-bottom:none}.fCFPYG_eduEscenarios{margin-bottom:var(--spacing-xl)}.fCFPYG_eduEscenarios h2{color:var(--text-primary);margin-bottom:var(--spacing-lg);font-size:1.4rem}.fCFPYG_eduEscenarioExample{color:var(--text-secondary);margin-bottom:var(--spacing-md);font-size:.9rem;line-height:1.5}.fCFPYG_eduEscenarioTip{background:linear-gradient(135deg, var(--primary-boton), var(--secondary-boton));color:#fff;padding:var(--spacing-xs) var(--spacing-md);border-radius:20px;font-size:.8rem;font-weight:600;display:inline-block}.fCFPYG_eduFaq{margin-bottom:var(--spacing-xl)}.fCFPYG_eduFaq h2{color:var(--text-primary);margin-bottom:var(--spacing-lg);font-size:1.4rem}.fCFPYG_faqItem{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);padding:var(--spacing-lg);border-left:4px solid var(--secondary)}.fCFPYG_faqItem h4{color:var(--text-primary);margin-bottom:var(--spacing-sm);font-size:1rem;font-weight:600}.fCFPYG_faqItem p{color:var(--text-secondary);margin:0;font-size:.95rem;line-height:1.6}.fCFPYG_eduGuia{margin-bottom:var(--spacing-xl)}.fCFPYG_eduGuia h2{color:var(--text-primary);margin-bottom:var(--spacing-lg);font-size:1.4rem}.fCFPYG_step{gap:var(--spacing-lg);background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);padding:var(--spacing-lg);align-items:flex-start;display:flex}.fCFPYG_eduTips{margin-bottom:var(--spacing-xl)}.fCFPYG_eduTips h2{color:var(--text-primary);margin-bottom:var(--spacing-lg);font-size:1.4rem}.fCFPYG_tipCard strong{color:var(--text-primary);margin-bottom:var(--spacing-sm);font-size:.95rem;display:block}.fCFPYG_eduWarningBox{border-radius:var(--radius);padding:var(--spacing-xl);margin-bottom:var(--spacing-xl);background:#fff3cd;border:2px solid #ffc107}.fCFPYG_eduWarningHeader{align-items:center;gap:var(--spacing-md);margin-bottom:var(--spacing-md);display:flex}.fCFPYG_eduWarningIcon{font-size:1.5rem}.fCFPYG_eduWarningHeader strong{color:#856404;font-size:1.1rem}.fCFPYG_eduWarningList{padding-left:var(--spacing-xl);margin:0}.fCFPYG_eduWarningList li{color:#856404;margin-bottom:var(--spacing-sm);line-height:1.5}[data-theme=dark] .fCFPYG_comparativaTable th{background:var(--primary-boton)}[data-theme=dark] .fCFPYG_comparativaTable td{color:var(--text-primary);border-color:var(--border)}[data-theme=dark] .fCFPYG_comparativaTable tr:nth-child(2n) td{background:var(--hover)}[data-theme=dark] .fCFPYG_faqItem,[data-theme=dark] .fCFPYG_step{background:var(--bg-card);border-color:var(--border)}[data-theme=dark] .fCFPYG_eduWarningBox{background:#ffc1071a;border-color:#ffc10766}[data-theme=dark] .fCFPYG_eduWarningHeader strong,[data-theme=dark] .fCFPYG_eduWarningList li{color:#ffc107}@media (max-width:768px){.fCFPYG_escenariosGrid{grid-template-columns:1fr}.fCFPYG_step{flex-direction:column}}@media (max-width:480px){.fCFPYG_tipsGrid{grid-template-columns:1fr}}