.flmNqW_container{--primary:#2e86ab;--secondary:#48a9a6;--accent:#7fb3d3;--bg-primary:#fafafa;--bg-card:#fff;--text-primary:#1a1a1a;--text-secondary:#666;--text-muted:#6e6e6e;--border:#e5e5e5;--hover:#f5f5f5;--success:#10b981;--warning:#f59e0b;--danger:#ef4444;--info:#3b82f6;--radius:12px;--radius-large:16px;--spacing-xs:.25rem;--spacing-sm:.5rem;--spacing-md:1rem;--spacing-lg:1.5rem;--spacing-xl:2rem;--spacing-2xl:3rem;--shadow-sm:0 1px 3px #0000001a;--shadow-md:0 4px 12px #0000001a;--shadow-lg:0 8px 24px #0000001f;max-width:1200px;padding:var(--spacing-xl) var(--spacing-lg);background:var(--bg-primary);min-height:100vh;margin:0 auto;padding-top:100px;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif}[data-theme=dark] .flmNqW_container{--bg-primary:#1a1a1a;--bg-card:#2a2a2a;--text-primary:#e5e5e5;--text-secondary:#b0b0b0;--text-muted:#9b9b9b;--border:#404040;--hover:#333;--shadow-sm:0 1px 3px #0000004d;--shadow-md:0 4px 12px #0000004d;--shadow-lg:0 8px 24px #0006}.flmNqW_hero{text-align:center;margin-bottom:var(--spacing-xl);padding:var(--spacing-xl);background:var(--hero-bg);border-radius:var(--radius-large);color:#fff}.flmNqW_title{margin-bottom:var(--spacing-sm);font-size:2.2rem;font-weight:700}.flmNqW_subtitle{opacity:.95;max-width:700px;margin:0 auto;font-size:1.1rem}.flmNqW_infoBanner{border:1px solid var(--primary);border-radius:var(--radius-large);padding:var(--spacing-lg);margin-bottom:var(--spacing-xl);background:linear-gradient(135deg,#2e86ab15 0%,#48a9a615 100%)}.flmNqW_infoBanner h3{color:var(--primary-texto);margin-bottom:var(--spacing-sm);font-size:1.1rem}.flmNqW_infoBanner p{color:var(--text-secondary);line-height:1.7}.flmNqW_infoBanner strong{color:var(--text-primary)}.flmNqW_mainContent{gap:var(--spacing-xl);margin-bottom:var(--spacing-xl);flex-direction:column;display:flex}.flmNqW_sectionTitle{color:var(--text-primary);margin-bottom:var(--spacing-md);font-size:1.3rem;font-weight:600}.flmNqW_sectionDesc{color:var(--text-secondary);margin-bottom:var(--spacing-lg);font-size:.95rem}.flmNqW_configSection{background:var(--bg-card);border-radius:var(--radius-large);padding:var(--spacing-lg);box-shadow:var(--shadow-sm);border:1px solid var(--border)}.flmNqW_configGrid{gap:var(--spacing-md);grid-template-columns:repeat(auto-fit,minmax(200px,1fr));display:grid}.flmNqW_selectGroup{gap:var(--spacing-xs);flex-direction:column;display:flex}.flmNqW_selectLabel{color:var(--text-primary);font-size:.9rem;font-weight:500}.flmNqW_select{padding:var(--spacing-sm) var(--spacing-md);border:1px solid var(--border);border-radius:var(--radius);background:var(--bg-primary);color:var(--text-primary);cursor:pointer;font-size:.95rem;transition:all .2s}.flmNqW_select:focus{border-color:var(--primary);outline:none}.flmNqW_gastosSection{gap:var(--spacing-md);flex-direction:column;display:flex}.flmNqW_categoriaCard{background:var(--bg-card);border-radius:var(--radius-large);box-shadow:var(--shadow-sm);border:1px solid var(--border);overflow:hidden}.flmNqW_categoriaHeader{width:100%;padding:var(--spacing-lg);background:var(--hover);cursor:pointer;text-align:left;border:none;justify-content:space-between;align-items:center;transition:all .2s;display:flex}.flmNqW_categoriaHeader:hover{background:var(--border)}.flmNqW_header100{border-left:4px solid var(--success)}.flmNqW_header50{border-left:4px solid var(--warning)}.flmNqW_header30{border-left:4px solid var(--info)}.flmNqW_categoriaInfo{gap:var(--spacing-xs);flex-direction:column;display:flex}.flmNqW_categoriaInfo h3{color:var(--text-primary);margin:0;font-size:1.1rem}.flmNqW_categoriaInfo p{color:var(--text-secondary);margin:0;font-size:.85rem}.flmNqW_badge{width:fit-content;margin-bottom:var(--spacing-xs);border-radius:20px;padding:4px 12px;font-size:.8rem;font-weight:600;display:inline-block}.flmNqW_badge100{color:#166534;background:#dcfce7}.flmNqW_badge50{color:#92400e;background:#fef3c7}.flmNqW_badge30{color:#1e40af;background:#dbeafe}[data-theme=dark] .flmNqW_badge100{color:#dcfce7;background:#166534}[data-theme=dark] .flmNqW_badge50{color:#fef3c7;background:#92400e}[data-theme=dark] .flmNqW_badge30{color:#dbeafe;background:#1e40af}.flmNqW_arrow{color:var(--text-muted);font-size:1rem;transition:transform .3s}.flmNqW_arrowUp{transform:rotate(180deg)}.flmNqW_gastosLista{padding:var(--spacing-md);gap:var(--spacing-sm);grid-template-columns:repeat(auto-fill,minmax(320px,1fr));display:grid}.flmNqW_gastoItem{gap:var(--spacing-sm);padding:var(--spacing-md);border:1px solid var(--border);border-radius:var(--radius);background:var(--bg-primary);flex-direction:column;transition:all .2s;display:flex}.flmNqW_gastoItem:hover{border-color:var(--primary);background:var(--hover)}.flmNqW_gastoItemSelected{border-color:var(--primary);background:#2e86ab0d}.flmNqW_gastoLabel{align-items:center;gap:var(--spacing-sm);cursor:pointer;display:flex}.flmNqW_checkbox{cursor:pointer;width:20px;height:20px;accent-color:var(--primary)}.flmNqW_gastoNombre{color:var(--text-primary);flex:1;font-size:.9rem}.flmNqW_gastoImporteWrapper{align-items:center;gap:var(--spacing-sm);margin-left:28px;display:flex}.flmNqW_gastoImporte{padding:var(--spacing-sm);border:1px solid var(--border);border-radius:var(--radius);background:var(--bg-card);color:var(--text-primary);text-align:right;flex:1;font-size:.9rem}.flmNqW_gastoImporte:focus{border-color:var(--primary);outline:none}.flmNqW_gastoSuffix{color:var(--text-muted);min-width:50px;font-size:.85rem}.flmNqW_resultsSection{background:var(--bg-card);border-radius:var(--radius-large);padding:var(--spacing-xl);box-shadow:var(--shadow-md);border:2px solid var(--primary)}.flmNqW_resultsGrid{gap:var(--spacing-md);margin-bottom:var(--spacing-xl);grid-template-columns:repeat(auto-fit,minmax(200px,1fr));display:grid}.flmNqW_comparativa{background:var(--hover);border-radius:var(--radius);padding:var(--spacing-lg);margin-bottom:var(--spacing-xl)}.flmNqW_comparativa h3{color:var(--text-primary);margin-bottom:var(--spacing-md);font-size:1rem}.flmNqW_comparativaGrid{gap:var(--spacing-md);grid-template-columns:repeat(3,1fr);display:grid}.flmNqW_comparativaItem{gap:var(--spacing-xs);text-align:center;flex-direction:column;display:flex}.flmNqW_comparativaLabel{color:var(--text-secondary);font-size:.85rem}.flmNqW_comparativaValor{color:var(--text-primary);font-size:1.3rem;font-weight:700}.flmNqW_valorPositivo{color:var(--success)}.flmNqW_valorDestacado{color:var(--primary-texto)}.flmNqW_desglose{margin-top:var(--spacing-lg)}.flmNqW_desglose h3{color:var(--text-primary);margin-bottom:var(--spacing-md);font-size:1rem}.flmNqW_tablaWrapper{overflow-x:auto}.flmNqW_tabla{border-collapse:collapse;width:100%;font-size:.9rem}.flmNqW_tabla th,.flmNqW_tabla td{padding:var(--spacing-sm) var(--spacing-md);text-align:left;border-bottom:1px solid var(--border)}.flmNqW_tabla th{background:var(--hover);color:var(--text-primary);font-weight:600}.flmNqW_tabla tr:hover{background:var(--hover)}.flmNqW_tabla tfoot tr{background:var(--primary-boton);color:#fff}.flmNqW_tabla tfoot tr:hover{background:var(--primary-boton)}.flmNqW_tdDestacado{color:var(--success);font-weight:600}.flmNqW_tabla tfoot .flmNqW_tdDestacado{color:#fff}.flmNqW_disclaimer{border-radius:var(--radius-large);padding:var(--spacing-xl);margin-bottom:var(--spacing-xl);background:#fef2f2;border:2px solid #ef4444}[data-theme=dark] .flmNqW_disclaimer{background:#450a0a;border-color:#dc2626}.flmNqW_disclaimer h3{color:#dc2626;margin-bottom:var(--spacing-md);font-size:1.2rem}[data-theme=dark] .flmNqW_disclaimer h3{color:#fca5a5}.flmNqW_disclaimer p{color:#7f1d1d;margin-bottom:var(--spacing-md);font-size:.95rem;line-height:1.7}[data-theme=dark] .flmNqW_disclaimer p{color:#fecaca}.flmNqW_disclaimer strong{font-weight:600}.flmNqW_disclaimerList{border-radius:var(--radius);padding:var(--spacing-md);margin-bottom:var(--spacing-md);background:#ef44441a}.flmNqW_disclaimerList p{margin-bottom:var(--spacing-sm)}.flmNqW_disclaimerList ul{padding-left:var(--spacing-lg);margin:0}.flmNqW_disclaimerList li{margin-bottom:var(--spacing-xs);color:#7f1d1d}[data-theme=dark] .flmNqW_disclaimerList li{color:#fecaca}.flmNqW_disclaimerFooter{padding-top:var(--spacing-md);border-top:1px solid #ef44444d;font-style:italic;margin-bottom:0!important}.flmNqW_guideSection{padding:var(--spacing-md) 0}.flmNqW_guideSection h2{color:var(--primary-texto);margin-bottom:var(--spacing-md);font-size:1.4rem}.flmNqW_guideSection h3{color:var(--text-primary);margin:var(--spacing-lg) 0 var(--spacing-md);font-size:1.2rem}.flmNqW_introParagraph{color:var(--text-secondary);margin-bottom:var(--spacing-lg);font-size:1.05rem;line-height:1.7}.flmNqW_contentGrid{gap:var(--spacing-md);margin-bottom:var(--spacing-lg);grid-template-columns:repeat(auto-fit,minmax(280px,1fr));display:grid}.flmNqW_contentCard{background:var(--hover);border-radius:var(--radius);padding:var(--spacing-md);border-left:3px solid var(--primary)}.flmNqW_contentCard h4{color:var(--text-primary);margin-bottom:var(--spacing-sm);font-size:1rem}.flmNqW_contentCard p{color:var(--text-secondary);font-size:.9rem;line-height:1.6}.flmNqW_tipsList{padding:0;list-style:none}.flmNqW_tipsList li{padding:var(--spacing-sm) 0;padding-left:var(--spacing-lg);color:var(--text-secondary);border-bottom:1px solid var(--border);font-size:.95rem;position:relative}.flmNqW_tipsList li:last-child{border-bottom:none}.flmNqW_tipsList li:before{content:"→";color:var(--secondary-texto);font-weight:700;position:absolute;left:0}.flmNqW_tipsList li strong{color:var(--text-primary)}.flmNqW_tableWrapper{margin-top:var(--spacing-md);border-radius:var(--radius);border:1px solid var(--border);overflow-x:auto}.flmNqW_comparativaTable{border-collapse:collapse;width:100%;min-width:680px;font-size:.9rem}.flmNqW_comparativaTable th{background:var(--primary-boton);color:#fff;padding:var(--spacing-sm) var(--spacing-md);text-align:left;font-weight:600}.flmNqW_comparativaTable td{padding:var(--spacing-sm) var(--spacing-md);border-bottom:1px solid var(--border);vertical-align:top;color:var(--text-secondary);line-height:1.6}.flmNqW_comparativaTable tr:last-child td{border-bottom:none}.flmNqW_comparativaTable tr:nth-child(odd) td{background:#2e86ab0a}[data-theme=dark] .flmNqW_comparativaTable tr:nth-child(odd) td{background:#2e86ab14}.flmNqW_comparativaTable tr:hover td{background:var(--hover)}.flmNqW_badge100Label{color:#166534;white-space:nowrap;background:#dcfce7;border-radius:12px;padding:2px 8px;font-size:.82rem}.flmNqW_badge50Label{color:#92400e;white-space:nowrap;background:#fef3c7;border-radius:12px;padding:2px 8px;font-size:.82rem}.flmNqW_badge30Label{color:#1e40af;white-space:nowrap;background:#dbeafe;border-radius:12px;padding:2px 8px;font-size:.82rem}.flmNqW_badgeNoLabel{color:#991b1b;white-space:nowrap;background:#fee2e2;border-radius:12px;padding:2px 8px;font-size:.82rem}[data-theme=dark] .flmNqW_badge100Label{color:#dcfce7;background:#166534}[data-theme=dark] .flmNqW_badge50Label{color:#fef3c7;background:#92400e}[data-theme=dark] .flmNqW_badge30Label{color:#dbeafe;background:#1e40af}[data-theme=dark] .flmNqW_badgeNoLabel{color:#fee2e2;background:#991b1b}.flmNqW_riesgoLow{color:#166534;font-weight:500}.flmNqW_riesgoMed{color:#92400e;font-weight:500}.flmNqW_riesgoHigh{color:#991b1b;font-weight:500}[data-theme=dark] .flmNqW_riesgoLow{color:#86efac}[data-theme=dark] .flmNqW_riesgoMed{color:#fcd34d}[data-theme=dark] .flmNqW_riesgoHigh{color:#fca5a5}.flmNqW_escenariosGrid{gap:var(--spacing-lg);margin-top:var(--spacing-md);grid-template-columns:repeat(auto-fit,minmax(280px,1fr));display:grid}.flmNqW_escenarioCard{background:var(--bg-card);border-radius:var(--radius);border:1px solid var(--border);box-shadow:var(--shadow-sm);flex-direction:column;transition:box-shadow .2s;display:flex;overflow:hidden}.flmNqW_escenarioCard:hover{box-shadow:var(--shadow-md)}.flmNqW_escenarioHeader{align-items:center;gap:var(--spacing-sm);padding:var(--spacing-md);border-bottom:1px solid var(--border);background:linear-gradient(135deg,#2e86ab14 0%,#48a9a614 100%);display:flex}.flmNqW_escenarioHeader h4{color:var(--text-primary);margin:0;font-size:.95rem;font-weight:600}.flmNqW_escenarioIcon{flex-shrink:0;font-size:1.5rem}.flmNqW_escenarioExample{padding:var(--spacing-md);flex:1}.flmNqW_escenarioExample p{color:var(--text-secondary);margin-bottom:var(--spacing-xs);font-size:.85rem;font-weight:600}.flmNqW_escenarioExample ul{padding-left:var(--spacing-lg);margin:0}.flmNqW_escenarioExample ul li{color:var(--text-secondary);margin-bottom:var(--spacing-xs);font-size:.88rem;line-height:1.5}.flmNqW_escenarioTip{padding:var(--spacing-sm) var(--spacing-md);background:linear-gradient(135deg, var(--primary-boton) 0%, var(--secondary-boton) 100%);color:#fff;border-radius:0 0 var(--radius) var(--radius);font-size:.85rem;font-weight:500}.flmNqW_escenarioTip strong{font-weight:700}.flmNqW_faqList{gap:var(--spacing-md);margin-top:var(--spacing-md);flex-direction:column;display:flex}.flmNqW_faqItem{background:var(--bg-card);border-radius:var(--radius);border:1px solid var(--border);padding:var(--spacing-lg);box-shadow:var(--shadow-sm)}.flmNqW_faqItem dt{color:var(--primary-texto);margin-bottom:var(--spacing-sm);font-size:1rem;font-weight:600;line-height:1.5}.flmNqW_faqItem dd{color:var(--text-secondary);margin:0 0 var(--spacing-sm) 0;font-size:.92rem;line-height:1.7}.flmNqW_faqItem dd strong{color:var(--text-primary)}.flmNqW_faqTip{color:var(--secondary-texto);padding:var(--spacing-sm) var(--spacing-md);border-left:3px solid var(--secondary);border-radius:0 var(--radius) var(--radius) 0;background:#48a9a614;font-size:.85rem;font-style:italic}[data-theme=dark] .flmNqW_faqTip{color:#7ecac7;background:#48a9a61f}.flmNqW_stepGuide{margin-top:var(--spacing-md);gap:var(--spacing-md);counter-reset:none;flex-direction:column;padding:0;list-style:none;display:flex}.flmNqW_step{gap:var(--spacing-lg);background:var(--bg-card);border-radius:var(--radius);border:1px solid var(--border);padding:var(--spacing-lg);box-shadow:var(--shadow-sm);align-items:flex-start;transition:box-shadow .2s;display:flex}.flmNqW_step:hover{box-shadow:var(--shadow-md)}.flmNqW_stepNumber{background:linear-gradient(135deg, var(--primary-boton) 0%, var(--secondary-boton) 100%);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;min-width:40px;height:40px;font-size:1.1rem;font-weight:700;display:flex}.flmNqW_stepContent{flex:1}.flmNqW_stepContent h4{color:var(--text-primary);margin-bottom:var(--spacing-xs);font-size:1rem;font-weight:600}.flmNqW_stepContent p{color:var(--text-secondary);margin:0;font-size:.9rem;line-height:1.7}.flmNqW_tipsGrid{gap:var(--spacing-md);margin-top:var(--spacing-md);grid-template-columns:repeat(auto-fit,minmax(300px,1fr));display:grid}.flmNqW_tipCard{gap:var(--spacing-md);background:var(--bg-card);border-radius:var(--radius);border:1px solid var(--border);padding:var(--spacing-lg);box-shadow:var(--shadow-sm);align-items:flex-start;transition:box-shadow .2s,border-color .2s;display:flex}.flmNqW_tipCard:hover{box-shadow:var(--shadow-md);border-color:var(--secondary)}.flmNqW_tipIcon{flex-shrink:0;margin-top:2px;font-size:1.6rem}.flmNqW_tipCard h4{color:var(--text-primary);margin-bottom:var(--spacing-xs);font-size:.95rem;font-weight:600}.flmNqW_tipCard p{color:var(--text-secondary);margin:0;font-size:.88rem;line-height:1.6}.flmNqW_warningBox{border-radius:var(--radius-large);padding:var(--spacing-xl);background:#fff7ed;border:2px solid #f59e0b}[data-theme=dark] .flmNqW_warningBox{background:#431407;border-color:#d97706}.flmNqW_warningHeader{align-items:center;gap:var(--spacing-sm);margin-bottom:var(--spacing-lg);display:flex}.flmNqW_warningHeader h3{color:#92400e;margin:0;font-size:1.15rem;font-weight:700}[data-theme=dark] .flmNqW_warningHeader h3{color:#fcd34d}.flmNqW_warningIcon{flex-shrink:0;font-size:1.5rem}.flmNqW_warningList{gap:var(--spacing-md);flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.flmNqW_warningList li{padding-left:var(--spacing-lg);color:#7c2d12;font-size:.92rem;line-height:1.7;position:relative}[data-theme=dark] .flmNqW_warningList li{color:#fdba74}.flmNqW_warningList li:before{content:"✕";color:#ef4444;font-size:.9rem;font-weight:700;position:absolute;left:0}.flmNqW_warningList li strong{color:#7c2d12;font-weight:700}[data-theme=dark] .flmNqW_warningList li strong{color:#fef08a}@media (max-width:768px){.flmNqW_container{padding:var(--spacing-md);padding-top:80px}.flmNqW_hero{padding:var(--spacing-lg)}.flmNqW_title{font-size:1.6rem}.flmNqW_subtitle{font-size:1rem}.flmNqW_configGrid,.flmNqW_gastosLista,.flmNqW_resultsGrid,.flmNqW_comparativaGrid,.flmNqW_contentGrid{grid-template-columns:1fr}.flmNqW_tabla{font-size:.8rem}.flmNqW_tabla th,.flmNqW_tabla td{padding:var(--spacing-xs) var(--spacing-sm)}.flmNqW_escenariosGrid,.flmNqW_tipsGrid{grid-template-columns:1fr}.flmNqW_step{gap:var(--spacing-sm);flex-direction:column}.flmNqW_stepNumber{width:36px;height:36px;font-size:1rem}.flmNqW_warningBox{padding:var(--spacing-lg)}.flmNqW_warningHeader h3{font-size:1rem}.flmNqW_faqItem{padding:var(--spacing-md)}.flmNqW_comparativaTable{font-size:.82rem}}